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Open enrollment for RMHP Individual & Family plans ended on January 31, 2016.


If you want to enroll outside of the open enrollment period, it will only be permitted for these triggering events:


  • Involuntary loss of creditable coverage for any reason, other than fraud, misrepresentation, or failure to pay premium:
    • May apply up to 60 days prior to and after this event.
    • Coverage will be effective on the first day of the month following the event or the first day of the month following application if applying after the day of the event.
  • Individuals experiencing a plan renewal from a group or individual plan that is no longer affordable:
    • May apply up to 60 days prior to and after this event.
    • Coverage will be effective on the first day of the month following the event or the first day of the month following application if applying after the day of the event.
  • Individual gains a dependent or becomes a dependent through:
    • Marriage / Civil Union
    • Birth
    • Adoption or placement for adoption or placement in foster care.
    • Court Order
    • Entering into a Designated Beneficiary agreement:
      • With the exception of Birth, applications can be received up to 30 days prior to and 60 days after this event. For Newborns, applications can be submitted on the date of birth and up to 60 days after the event.
      • Coverage will be effective as follows:
        • Marriage/Civil Union - Effective on the first day of the month following the event.
        • Birth/Adoption/Placement for Adoption or Foster Care/Court Order - Effective either on the date of the event or the first day of month following the event, if requested by the primary applicant.
        • Designated Beneficiary - Coverage will be effective on the first day of the month following the event or date of application.
  • Enrollment or disenrollment is unintentional, inadvertent, or erroneous and is the result of an error made by the Carrier, Producer, or Connect for Health Colorado.
  • Demonstrating to the Colorado Insurance Commissioner that the health plan violated part of its contract.
  • Gaining access to other creditable coverage as a result of a permanent change in residence.
  • Gain of citizenship or immigration status.
  • American Indians / Native Americans may enroll in a new plan or change from one QHP to another once a month.

Qualifying Events 4 through 8:


  • May apply up to 30 days prior to and 60 days after this event.
  • Coverage will be effective on the first day of the month following the event or the first day of the month following application if applying after the day of the event.

What Documentation is Needed*


  • Adoption – Placement paperwork
  • Court Order – Court order paperwork
  • Designated Beneficiary – RMHP Designated Beneficiary Form
  • Documentation from Colorado Insurance Commissioner on determination of health plan contract violation.

*For all other qualifying events, RMHP will request any needed documentation after the application is received.


You can contact us or your insurance advisor for assistance. Call us today at 800-453-2981–Option 4.